Did you know that there is a credit card that offers rewards and points beyond the normal, every time the customer uses it in their daily purchases? This is the HSBC Rewards Credit Card.
HSBC is a bank known worldwide for offering financial services, in addition to credit card, according to the needs of each client.
And for those who like to earn points every time they make a purchase, the best option is the HSBC Rewards, with 0% fees and other benefits.
Are you curious? See below for more details!
Discover the HSBC Rewards Credit Card Rewards Program
For starters, let’s talk about the HSBC Rewards service. Today, this card offers, in the first year of use and with expenses of up to $10,000, a refund of 3% of your purchases.
Also, what guarantees the use of points is that the rewards never expire, but can only be obtained from accounts in good standing.
Normally, balance transfers and cash advances or fee payments will never earn you money. Using a credit card to provide 1.5% cash back on all fees and no level bonuses, the math is pretty simple.
Assuming you use this credit card for all purchases, you can get a 1.5% cashback when spending $26,410 and a cashback of $396.15 per year.
In addition to the standard 1.5% refund, in your first year, you will receive an additional 1.5% refund of the first $10,000 spent, or an additional $150.
HSBC Rewards Credit Card Fees
The other differential of this type of card is the HSBC Rewards Credit Card rates. It charges 0% fees on credit card purchases within the first 12 months of account opening and 0% introductory APR on balance transfers within the first 12 months of account opening, to be followed by the default credit card APR. 13.99% – 23.99% variable.
In other words, this is a great way to save by avoiding paying fees using your credit card.
Other HSBC Rewards Credit Card Benefits
In addition to what we mentioned above, see below some more HSBC Rewards Credit Card benefits:
- 5% cashback every time the HSBC Rewards Credit Card is used;
- No transaction fees during overseas financial transactions;
- Free ShopRunner membership included
- Protection for your cell phone.
How to apply for the HSBC Rewards Credit Card?
Applying for the HSBC Rewards Credit Card is easy and can be done online. Just go to the bank’s official website, fill in the requested information and wait for the bank’s feedback on approval.
Remembering that a credit analysis will be carried out to find out if the client has any outstanding financial obligations.
If everything is OK, the HSBC Rewards Credit Card is free to be used for daily purchases, in the best way the customer chooses.
Therefore, always choose a credit card that meets your needs, with benefits that you can use on a daily basis.