Credit card for bad credit are a convenient way to shop, pay bills and book travel. As an added bonus, many credit cards offer cash back, points, or miles on your purchases, which can save you money. Credit cards can also help build and build a good credit score.
But what is the easiest credit card to get when you have limited or bad credit history? The following is a detailed introduction to the cards that may exist in the range. Credit card approval requirements.
Types of credit card for bad credit
Credit card for bad credit issuers vary in what is required to be approved. In general, however, these factors are considered when applying for a card: your credit score, your income, your job, and your income.
OpenSky Sponsored Visa: OpenSky Sponsored Visa is an unverified credit card that is also a secure credit card. You can set your credit limit by depositing between $200 and $3,000 in cash, and your account activity will be reported to the three major credit bureaus.
First Progress Platinum Elite Guaranteed Mastercard: The First Progress Platinum Elite Guaranteed Mastercard does not require a credit history or minimum credit score to be approved. Your deposit is rhttps://www.deserve.com/deserve-edu/efundable and the card is accepted nationwide.
EDU Mastercard: Student Deserves EDU Mastercard does not require a social security number to apply, so it is good for international students.
Capital One Platinum Mastercard: The Capital One Platinum Mastercard is for people with good credit who are interested in improving their credit. This card has an annual fee of $0 and includes access to CreditWise credit monitoring.
Discovery Secure Cards: Discovery Secure Cards can help build or rebuild credit. A deposit is required but refundable. This card also has a cash back rewards program.
Credit One Platinum Rewards Visa: The Credit One Platinum Rewards Visa is designed for people with good credit who are interested in earning rewards for their purchases. Keep in mind that this card has a higher annual fee and APR, which can make balances more expensive.
Credit One Bank Platinum Visa: Credit One Bank Platinum Visa offers cash back, no security deposit required. However, this card has an annual fee.
Total Visa: Total Visa is a permissionless credit card designed for people without perfect credit. The card reports to all three credit bureaus, which helps build a better credit history. Please note that there is an initial program fee to open an account.
Petal 2 Visa: The Petal 2 Visa is a rewards card that offers a higher credit limit for free. No deposit is required to sign up and you can use the card to build or rebuild credit.